Free · runs in your browser
Where does your subscription money actually go?
Add your recurring payments and see the real monthly and annual cost in minutes — with renewals, category totals and what a cancellation would actually return.
- No bank connection
- No account
- Nothing uploaded
Your subscription data stays with you. SubTrack has no server to send it to.
How it works
Three minutes, start to finish
Add what you pay for
Name, price, how often. Everything else — renewal date, category, who it's for — is optional and can wait.
See the annual figure
Every cycle is normalised, so a weekly gym and a yearly domain sit in the same column and can finally be compared.
Try the decisions
Switch subscriptions off in What if to see what a cancellation returns. Nothing changes until you apply it.
What you get
A subscription audit, not a budgeting platform
SubTrack does one job: it makes recurring spending legible. It does not connect to a bank, categorise your transactions or tell you what to cancel.
Monthly and annual, side by side
$9.99 a month is $119.88 a year. $149 a year is $12.42 a month. Both are always on screen.
A renewal timeline
This week, next week, this month, later — plus a calendar and a twelve-month cash-flow forecast.
Category and value breakdowns
Where the money sits by category — and, once you rate them, how much of it you called low value.
What-if scenarios
Toggle subscriptions off, move one to a cheaper plan, compare monthly against yearly. Reversible until applied.
Price increases you record
Enter what it used to cost and SubTrack shows the increase, as a percentage and as a figure for the year.
Exports that stay local
CSV, JSON, a printable audit report, and a .subtrack project file you can open again later.
Privacy
Manual entry is the feature
Typing a subscription in takes a few seconds and means SubTrack needs no access to your money at all. That trade is the whole design.
Read what SubTrack does and doesn’t hold →No bank connection
SubTrack never asks for Open Banking consent, card numbers or transactions.
No account
Nothing to sign up for, so there is no profile to hold your spending.
No upload
The arithmetic runs in the page. Your figures do not cross the network.
Storage is opt-in
Keeping the audit in this browser is a switch you throw, and one you can undo.
Most people are surprised by the annual figure.
Not because any single subscription is large — because six small ones renew on six different days.
Start subscription auditNo account. Nothing uploaded. Takes a few minutes.